Credit2000

Ensure that the relevant configuration is selected in the Configuration name field before defining any option on this page. Click Save after updating any option on this page.

Credit2000 is a redirect payment gateway developed by DCS technologies for handling credit card transactions. The gateway is PCI-DSS compliant.

Credit2000 can be used to handle US Dollar, euro and shekel transactions.

There are two methods for working with credit2000 through the system:

• Two separate bank accounts for each currency: one for shekel transactions and one for US dollar transactions

• Separate bank accounts for each clearing house: You can work with a separate bank account for each of the following hardcoded clearing houses:

• • Isracard/Mastercard

  • Visa

  • Diners

  • American Express

  • Eurocard

  • Leumi Card

Prerequisites

In order to work with Credit2000, you need to negotiate a separate agreement with the company. Once an agreement is reached, you will need to receive the following information in order to configure the system to work with Credit2000:

• URL

• Private key

• Supplier ID

In Setup - Database Definitions - Miscellaneous, select Enable storage of credit card details in Database.

System configuration

1. Go to Setup - Website Definitions - Payment options.

2. In the Payment Gateway section, in the Active credit card module field, select Credit2000V8.

   The Credit2000V8 expander is displayed

   

3. In the URL field, enter the URL you received from Credit2000.

4. In the Private key field, enter the Private Key  you received from Credit2000.

5. In the Supplier ID field, enter the Supplier ID you received from Credit2000.

6. If you want to have a separate payment gateway for each branch, select Use supplier ID per branch, and in the table below for each branch you want to add:

1. Click Click here to add a new branch.

2. In the Branch column, select the branch from the drop-down list.

3. In the Supplier ID column, enter the Supplier ID you received from Credit2000 for that branch.

Credit card information is sent to the payment gateway for the branch associated with the user who issues the receipt.

7. B2C only. If you want to have a separate supplier ID for each travel file attribute, select Use supplier ID per travel file attribute, and in the table below for each travel attribute you want to add:

1. Click Click here to add a new travel file attribute.

2. In the Travel File Attribute column, select the travel file attribute from the drop-down list.

3. In the Supplier ID column, enter the Supplier ID you received from Credit2000 to be used for that travel file attribute.

If the travel file has an attribute not defined in this table, the system sends the supplier ID defined in the Supplier ID field.

8. If you want to have separate bank accounts for each clearing house:

• In the Clearing House Accounts section, for each clearing house, select a bank account to be debited from the drop-down list.

9. If you want to have separate bank accounts for each currency:

1. In the Currency accounts section, for each currency you want to add (dollars or shekels), click Click here to add a new currency/bank account.

2. In the Currency column, select the currency from the drop-down list.

3. In the Bank column, select the bank account to be debited for transactions in that currency.

10. In the General Definitions section:

1. If you want to lock the payment currency of credit installments on the system currency, select Lock payment currency on system currency if Credit is selected.

2. If you want to lock the payment currency of regular installments on the travel file currency, select Lock payment currency on travel file currency if number of installments is greater than 1.

3. In the Maximum number of credit installments allowed field, select the maximum number of credit installments allowed.

4. If you want to display an Approval Number field in the Credit Card Details page, select Approval Number.

5. If you want to display the Dollar Linked Payment option in the Credit Card Details page, select Display Dollar Linked Payment.

6. Select a Repay method for credit card payments:

• The number of repay installments equals the number of unredeemed receipt installments: When issuing a repay for a receipt paid in installments, the number of repay installments equals the number of unredeemed installments on the receipt. The amount of each installment is the repay amount divided among the number of installments from last to first. If there no remaining installments, the refund is issued to the customer in a single payment.

Click here for a detailed example. You have a receipt for 1200 USD in 12 installments (January - December). After three installments (January - March), a repay is issued for 750 USD. There are nine installments left. In April, the customer will be debited 100 USD. In May, the customer will be debited 100 USD and credited 50. From June until December (seven installments), the customer will be debited 100 USD and credited 100 USD.

• The number of repay installments equals the original number of receipt installments: When issuing a repay for a receipt paid in installments, the number of repay installments equals the original number of installments on the receipt. The amount of each installment is the repay amount divided among the number of installments from last to first.

Click here for a detailed example. You have a receipt for 1200 USD in 12 installments (January - December). After three installments (January - March), a repay is issued for 750 USD. The repay is done in 12 installments. From April until December, the customer is debited 100 USD and credited 62.5. From January until March of the following year, the customer is credited 62.5.

11. Click Save.

Special notes

1. Credit2000 is a redirect gateway, when a passenger is about to enter payment, or when a B2E user is about to issue a receipt for a credit card payment, they are redirected to the Credit2000 secure interface, where they can enter the relevant billing information.

2. In the Reservations System, at the end of the booking process, the customer will need to select the card company before being redirected to the Credit2000 page. The system uses this information to calculate in advance any applicable transaction and installment fees.

3. When issuing a receipt for an individual passenger in the travel file, Credit2000 saves the passenger's credit card information and returns a token. This token can be used by repeat customers, instead of having to enter credit card information again. The token is double encrypted, and the only information displayed to the customer is the last 4 digits of the credit card.

4. It is possible to manually get the token for a passenger and save it in the system. The token information can be viewed in the Passenger Details page. When issuing the receipt, the user will be able to select the token, instead of having to type in the passenger's credit card information.

5. The system saves the token returned by Credit2000 in the travel agent/corporate client account where it can be used each time you issue a receipt for a travel agent/corporate client.

6. Users can issue refunds through Credit2000, which credits the passenger's credit card or the Travel Agent/Corporate Client credit card. It is possible to issue the refund from Travel File or from Travel Agent/Corporate Client Reconciliation. The option Repay can be chosen from the receipt menu: It will display the Remittance Advice Definition page with Credit Card as its method of payment. When issuing a refund, the only information that can be changed is the refund amount. All other information is taken from the original transaction. Only users with Issue Remittance Advice permit can issue refunds.

7. Credit2000 supports installments and credit payment options. Installment payments are between the system and the customer and are defined in the Installments Fee module. Credit payments are between the credit company and the customer.

1. The number of installments and the Credit option are selected by the customer when entering the credit card information.

2. When a customer selects the Credit option in the Reservations System, interest defined in the Installments Fee module is not applied.

8. There is no limit to the number of repays that can be issued on a single receipt.

9. Credit2000 supports transaction fee rules created for local or foreign credit cards.

10. The amount the receipt is issued on, is the amount returned from Credit2000. If the gateway returns a different amount, this is registered in the Travel File log.

11. When exporting data to the general ledger, the system can separate between the accounting transactions in each currency, and match each currency to the appropriate account.

12. There is an automatic process for updating the bank reference number on Credit2000 receipts, transfer receipts and remittances.